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GALD
Financial intelligenceto decide sooner.

Data, agents, and decisions in one system. You approve.

Liquidity
Decision CenterIllustrative data
Threshold $1.5M
Signal · LiquidityProjected cash below threshold

Status

Awaiting decision

Score G

82

Financial health

Evidence · 3 findings

  • Collections went from 38 to 51 days
  • Supplier payment concentrated in week 6
  • Payroll +$140k since week 5

Recommendation ready

Defer one hire by 60 days and renegotiate terms with two suppliers.

One system

From data to decision,without switching tools.

GALD is a Finance OS: it brings your company’s data together, interprets it, and walks you all the way to the decision.

Before · files

  • Excel
  • PDF
  • SAT XML (Mexico)
  • Template or direct entry

After · signals

  • CashSignal
  • Margin
  • VAT
  • Collections

How it works

It centralizes, interprets, watches, and helps you decide.

01

Centralize

Every number in one place, continuously updated. Pulso tracks them month over month.

Outcome · No more chasing files: your numbers live in one place.

PulsoIllustrative data
  • Excel
  • PDF
  • SAT XML (Mexico)
  • Template or direct entry

116indicators in Pulso

Current ratio
1.4x
Gross margin
36.4%
Days sales outstanding
51
Inventory turnover
6.2
Debt / EBITDA
1.8x

02

Interpret

Proprietary formulas, not textbook ratios: 22 indicators across 8 weighted categories and 4 proprietary metrics sum up your health in one honest number.

Outcome · You know where your company stands in a single number.

Score GIllustrative data
82out of 100

22 indicators · 8 weighted categories · 4 proprietary metrics

  • Real operating leverage74
  • Cross-period health81
  • VAT position68
  • Balance quality88

03

Watch

12 agents watch your operation 24/7 and raise a signal when something moves.

Outcome · You hear about it when it moves, not at month-end close.

AgentsIllustrative data
  • Cash flow
  • Leverage
  • VAT position
  • Cross-period health
  • Balance quality
  • Margins
  • Scenarios
  • Risk
  • Collections
  • KPI alerts
  • Score
  • AI CFO

Open signals

Cash flow · Projected cash drops below your threshold within the quarter.

Margins · Unit cost rises for three straight periods while volume holds.

04

Help you decide

The AI CFO explains the why and compares scenarios. The decision stays yours.

Outcome · You reach the decision with scenarios side by side — and the final say.

Decision CenterIllustrative data

3 scenarios compared · runway

  • Protect cash19 months
  • Accelerate growth11 months
  • Recover margin16 months

Recommendation

Defer planned hiring and renegotiate terms with your top three suppliers.

The decision is still yours.

Decision Center

12 agents.And growing.

The core of GALD. Agents that watch, analyze, and project your financial operation 24/7 — and keep the final decision in your hands.

Decision Center24/7

  • Cash flow
  • Leverage
  • VAT position
  • Cross-period health
  • Balance quality
  • Margins
  • Scenarios
  • Risk
  • Collections
  • KPI alerts
  • Score
  • AI CFO

You start with 12 agents. When GALD detects that your operation needs a new specialty, the Decision Center proposes adding it. You decide.

Signal · Liquidity · Agent Cash flow

Illustrative data
  1. 01

    Signal detected

    Projected cash drops below your threshold within the quarter.

  2. 02

    Evidence

    • Projected cash: $1.18M in week 7
    • Defined threshold: $1.50M
    • Supplier payment concentrated in week 6
  3. 03

    Assumptions

    • Sales match last quarter’s average
    • No new credit lines
  4. 04

    Scenario

    Minimum cash: $1.18M → $1.92M with the recommendation

  5. 05

    Recommendation

    Defer planned hiring and renegotiate terms with your top three suppliers.

  6. 06

    Human decision

    Approval belongs to a person.

GALD analyzes, simulates, explains, and recommends. It does not execute transactions, move money, or approve anything.

82Illustrative score

Measurement

Not a genericscore.

The Score G is a number from 0 to 100 that sums up your company’s financial health. Pulso analyzes 116 indicators; 22 of them feed the Score G across 8 weighted categories, plus 4 proprietary metrics that standard ratios miss. It updates with every capture.

  1. DataDaily capture
  2. 116Indicators in Pulso
  3. 22Feed the Score G
  4. 8Weighted categories
  5. 4Proprietary metrics
  6. Score GResult

The four proprietary metrics

  • Real operating leverage

    Measures how your fixed-cost structure amplifies — or punishes — every unit of revenue.

  • Cross-period health

    Reads several fiscal periods together instead of judging you on a single close.

  • VAT position

    Calculates your net VAT position and its real effect on cash flow.

  • Balance quality

    Goes beyond the totals: weighs how solid and clean the balance sheet is underneath.

Copilot

Ask your financesand get an answer.

The AI CFO is a conversational copilot that interprets your numbers, explains the why, and suggests the next step — built on the same proprietary formulas as the Score.

Powered by Anthropic’s Claude.

With GALD Empresa: 50 queries a month included, with additional queries available.

Your question

Why did my margin drop this quarter?

What it starts from

Gross margin
36.4%
-4.8 pp
Unit cost
+6.1%
3 periods
Volume
Stable
No change

Answer

Your cost of sales grew faster than revenue over the last three months. Volume held steady, so the drop comes from unit cost, not from selling less.

Next step

Review the three inputs with the largest price variance before changing volume or your price list.

Illustrative conversation. GALD interprets the information you load; the decision remains with your company.

GALD for iPhone

Your decisionsmove with you.

Check your company’s pulse, review signals, and continue your financial decisions with GALD for iPhone.

Coming soon to the App Store

What you can do in GALD for iPhone

  • Financial pulse and signals

    Your company’s overall state, its metrics, and the alerts that need attention.

  • Decisions with priority and follow-up

    Review critical, pending, and overdue decisions, and move each one forward.

  • Ask GALD, with the evidence

    From your pulse or projections: finding, evidence, and next step.

GALD for iPhone home: overall state “Growing, cash under pressure” and the pulse of sales, margin, cash, and collection.
Illustrative data

About GALD

From scattered informationto a company that knows where it’s headed.

GALD is a Finance OS: it brings your company’s financial information together, interprets it, and turns it into signals, projections, and clearer decisions.

Executive leadership

The problem
Financial information is spread across spreadsheets, systems, and monthly closes.
What GALD watches
Score G, signals from the 12 agents, and pending decisions in one place.
Outcome
Clarity to decide, with the final call in your hands.
82

Score G

1 pending decision

Illustrative data

Finance teams

The problem
There is already a finance team, but it lacks a corporate CFO’s judgment applied to its own numbers.
What GALD watches
116 indicators in Pulso, scenarios, and cash-flow projections.
Outcome
Executive PDF reports and scenarios compared before deciding.

Cash-flow projection · 3 scenarios

Illustrative data

Growing businesses

The problem
You run your business up close and need to know what you have, who owes you, and what’s coming due — without building a finance department.
What GALD watches
How much you kept today, receivables and payables, and alerts before you run short of cash.
Outcome
GALD AI explains your numbers and your next steps.
On hand
$248k
Owed to you
$96k
Coming due
$41k
Illustrative data
Mission
Turn every company’s financial information into clarity to decide.
Vision
That any company can operate with the financial intelligence once reserved for the largest organizations.

Products and pricing

Two products.One financial system.

They share one way of deciding: with real numbers, not gut feel. Each one serves a different structure and a different need.

For growing businesses

GALD PyME

Finances and day-to-day operations

$1,719MXN per month + VAT

In Mexico, 16% VAT is added: $1,994.04 MXN per month.

Bring cash, sales, and day-to-day operations into one simple workspace, with tools based on the business profile you choose.

What’s included

  • Your day in a single number: how much you kept today
  • Daily entries in seconds, from your phone
  • Receivables and payables, with alerts before you run short of cash
  • GALD courses included: short lessons with examples from your type of business
  • Pricing, break-even, and owner’s salary calculators
  • GALD AI that answers with your numbers
  • Set up for your line of business

For finance teams

GALD Empresa

The complete GALD product

$14,999MXN per month + VAT

In Mexico, 16% VAT is added: $17,398.84 MXN per month.

The whole GALD platform, configured for your company: your logo and your organization’s colors inside an experience where GALD’s identity always stays visible.

What’s included

  • Decision Center with 12 agents watching your operation 24/7
  • Score G and Pulso: 116 indicators, 8 categories, and 4 proprietary metrics
  • AI CFO: 50 queries a month included, with additional queries available
  • Scenario simulator, cash-flow projection, and valuation

Available to companies across Latin America. Charges are processed in Mexican pesos; your bank may apply currency conversion and fees.

Applicable taxes depend on your billing information.

Cancel anytime: cancellation takes effect at the end of the billing period.

If you have a partner code, enter it at checkout.

Which one is for you?

This is not a basic plan and an advanced one. They serve different structures and different needs.

How your company is organized

GALD PyME
The owner runs the business up close, without a finance department.
GALD Empresa
It already has a finance team or a finance lead.

What you need to see

GALD PyME
What you have, who owes you, and what’s coming due.
GALD Empresa
Signals from 12 agents, Score G, scenarios, and valuation.

How AI supports you

GALD PyME
GALD AI explains your numbers and your next steps.
GALD Empresa
The AI CFO explains the why and compares scenarios.

How you start

GALD PyME
Create your account and pay online.
GALD Empresa
With a demo, or by signing up online.

Compare both products in detail

Frequently asked questions

Everything youneed to know

How it works, access, and pricing. If you have another question, write to us.

GALD runs 100% on Amazon Web Services (AWS) infrastructure. Your data is encrypted in transit (TLS 1.3) and at rest (AES-256), stored in PostgreSQL with restricted access, and every session is authenticated with AWS Cognito. Only you and the users you authorize can see your information; our team does not access it unless you ask us to for support.

See security

Contact

Let’s talk about your company.

Write to us and a person from the team will reply. No signup required. If you’d like a demo, ask for it here.

Location
San Pedro Garza García, Nuevo León, Mexico

Your company deservesclear numbers.